Your Card. Your
Rules.

Your Card. Your Rules.

Use your existing credit card to make all your business payments

upto

50

Days of extra credit

upto

1-3%

Instant rewards

15 Lakh+

Installs

4.5+

Star Rating

20 Lakh+

Transactions Processed

99.6%

On Time Settlements

Smart Businesses make NXT Level Payments

Upto 50 days of Free Credit

Pay Suppliers, Rent, Education, Utilities, and get 50 days of free credit

Instant Access to capital

Unlock the unutilised limits in your credit cards instantly to make payments

Interest Free

No additional charges, as long as you repay within the credit period

Rewards and Cashback

Earn and get assured cashback for every transaction

No Risk. All Reward.

it's powerful. it's simple. and secure.

We are Certified

Major Cards Accepted

Step up your Business Payments

Add your
Credit Card

Add payee
bank account

Pay!

Questions? Look here

Can’t find an answer? email us at support@bharatnxt.in!

How do I make the payment?

Simply Log In or Sign up, if you are a New User. Add your Credit Card Details and select your payment category. Make a payment to transfer funds to the Payee. It’s as simple as that.

What documents do I need to submit to be eligible?

None. Nothing. Nada. Zilch. Zero. That’s right. Download the app. Create your account, enter your Credit Card details and start making payments & transfers. No long list of documents.

Can I transfer Money to my own bank account?

No. We do not allow the transfer of funds to your own bank account.

How long will the transfer usually take?

We support 2 modes of settlement cycles – Instant which settles the very same day and Classic, which settles on the next working day. You can choose any.

Is BharatNxt secure mode of payment?

Yes, BharatNxt is completely secure as all Financial Transactions are verified under PCI-DSS and SSL Technology.

Join Million+ SMART SMEs in the BharatNXT Club

Ritu Desai

Ritu, an Architect based out of Mumbai, has built competitive pricing with the help of BharatNXT.

Ritu has a strong reputation for being able to execute projects at very low costs. She pays her suppliers upfront using her credit cards via BharatNXT and gets steep discounts. Even though her payments from clients are linked to project completion milestones, she is able to utilize her existing credit card limits to manage her cash flow.

Selvan Karthik

Selvan runs a Saree Shop in Chennai. His manufacturer is running a promotion offering him significant discounts on Bulk Purchase.

He used BharatNXT to ensure that his working capital cycle is not disrupted while he chases profit. This resulted in him being able to get better terms from his suppliers. Selvan has unlocked higher margins through BharatNXT

RajKumar Awasthi

Rajkumar is a distributor based out of Noida. He needs to procure a huge amount of stock before he gets paid by his sub distributors and retailers in 35-40 days.

Rakjumar, being a smart businessman, uses his existing credit card limits on BharatNXT to overcome this problem. Now he enjoys 45 days of interest free credit and repays once he gets funds from sub distributors and retailers

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