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Uncover the Best Credit Cards for Fuel Rewards

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According to a report, an average Indian spends 17% of their daily income on fuel, the highest among all countries in the world. Moreover, diesel was the most consumed fuel in 2020 with approximately 88 billion liters, followed by petrol with a consumption of roughly 37 billion liters.

Therefore, obtaining the best credit card for fuel that offers rewards on fuel and gas might be a no-brainer! What’s even better is that most of these cards also offer rewards on other expenses such as dining, grocery, and travel, making them the best credit cards for fuel savings. So, read along as we discuss the five best credit card for petrol to earn rewards.

5 Best credit card for fuel in India

Below, we present the best fuel credit cards in India renowned for their exceptional rewards on gas expenditures, offering you lucrative benefits and savings every time you fill up your tank. These credit cards have been carefully selected based on their extensive rewards programmes, competitive rates, and additional perks, ensuring that you can maximize your rewards and enjoy enhanced financial flexibility. Whether you’re a frequent driver or simply looking to make the most of your fuel expenses find the best credit card for gas below:

BPCL SBI Octane Credit Card

The BPCL SBI Card Octane is a premium version of the BPCL SBI Card, and it provides a high value back of 7.25% (up to Rs. 4,000) on fuel purchases at selected Bharat Petroleum Gas stations, as well as additional rewards on other expenses such as groceries, movies, and restaurants.

You also get 25 reward points for every Rs. 100 from the Bharat Petroleum website and app on products like BharatGas, BPCL fuel, and other lubricants. These benefits make this card an excellent choice if you spend a significant portion of your monthly budget on petrol, particularly at BPCL outlets.

Additional benefits of BPCL SBI Octane Credit Card:

4 complimentary lounge visits each calendar year at selected domestic airports
6,000 reward points as a welcome bonus
Gift vouchers worth Rs. 2,000 on an annual spend of Rs. 3 lakhs
10 reward points for every Rs. 100 spent on groceries, movies, and dining expenses

IndianOil Citibank Credit Card

With this Platinum credit card offered by IndianOil and Citibank, you can earn four reward points for every Rs 150 you spend on gas at any IndianOil gas station. Additionally, you can accumulate extra reward points (up to 267) for each transaction.

Here, one reward point is equal to one rupee’s worth of fuel, and you must have a minimum of 250 points to cash them in.

Additional benefits of IndianOil Citibank Credit Card:

Free reward points worth Rs. 250 on successful credit card activation
2 reward points for every Rs. 150 spent on groceries or at departmental stores
1 reward point for every Rs. 150 spent on other purchases.
Individuals can redeem these free reward points for gift vouchers
Additional discounts on travel and dining

IndianOil HDFC Bank Credit Card

You can also apply for an IndianOil HDFC Bank credit card, with which you can earn one fuel point (FP) for every Rs. 150 you spend on gas at any IndianOil station, and up to 50 litres of fuel for free in a year with these points.

You can earn an additional 250 points over the first six months and up to 150 points afterward.

Additional benefits of IndianOil HDFC Bank Credit Card:

Complimentary IndianOil XTRA Rewards Program (IXRP) membership
5% of the bill amount as FP at IndianOil outlets
Additional 5% fuel points on purchases from groceries and bill payments
A 1% fuel surcharge waiver on transactions of more than Rs. 400

ICICI Bank HPCL Coral Credit Card

With various cashback and fuel rewards, the ICICI Bank HPCL Coral Credit Card can help you keep your gasoline bills under control. You can get a 2.5% reward on gas purchases with a minimum transaction value of Rs. 500, as well as a 1% fuel surcharge waiver up to Rs. 4,000 at HPCL outlets.

Furthermore, you can redeem 2000 reward points for Rs. 500 in fuel.

Additional benefits of ICICI Bank HPCL Coral Credit Card:

2 reward points for every Rs. 100 purchase
Zero interest charges for the first 48 days
25% off on movie ticket booking from BookMyShow
Complimentary access to airport lounges
5 payback points for every Rs. 100 spent
15% off on selected restaurants

Standard Chartered Super Value Titanium Credit Card

With a Standard Chartered Super Value Titanium credit card, you can earn 5% cash back or one point (equivalent to Rs. 1) for every Rs. 150 spent on gas purchases. Moreover, if you purchase fuel from IndianOil stores, the 2.5% surcharge would be waived.

Additional benefits of Standard Chartered Super Value Titanium Credit Card:

Users will get 5% cashback on fuel purchases, telecom, and utility bill payments
Additional 20% cashback on every Uber ride
5X points if you spend overseas (only if you are a premium banking member)
One reward point for every Rs. 150 spent on all categories including
Access to a priority pass at select airports around the world (1 free access monthly)

Charges for fuel credit cards

Now that you know about the 5 best credit cards for fuel rewards, here are the charges associated with them:

Credit Card for Fuel Rewards	Annual Charges
BPCL SBI Card Octane Credit Card	Rs. 1499 + GST
IndianOil Citibank Credit Card	Rs. 1000 + GST
IndianOil HDFC Bank Credit Card	Rs. 500 + GST
ICICI Bank HPCL Coral Credit Card	Rs. 199 + GST from the second year
Standard Chartered Super Value Titanium Credit Card	Rs. 750 + GST

Maximize your fuel savings with the best credit cards

When searching for the best credit card for fuel purchases, it’s crucial to consider a card that offers appealing fuel benefits alongside additional savings. With fuel costs on the rise, a credit card that provides generous rewards on gas purchases can significantly alleviate the burden on your wallet. Furthermore, you can utilize the BharatNXT app to access additional rewards on the best credit card for diesel fuel. This platform facilitates seamless and hassle-free payments for a wide range of expenses, including rent, salaries, taxes, and other utility bills, using your credit card.

Moreover, transacting regularly on BharatNXT enhances your credit limit and credit score. So, download the BharatNXT app now and start reaping the benefits of seamless transactions, interest-free credit, and various other benefits now!

Note: The interest rates and card charges mentioned above are subject to change at the credit card company’s sole discretion.

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