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6 Best Credit Card Applications Online

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In today’s digital age, managing credit card bills has become more convenient with the availability of credit card apps online. These apps allow you to easily pay your credit card bills, track expenses, and manage your finances on the go.


Although, with a wide range of options available, it’s important to identify the best credit card bill payment apps that offer user-friendly interfaces, security features, and various other additional features. In this article, we will explore the six best credit card bill payment apps that can simplify your bill payment process and help you stay on top of your credit card payments.


6 Best credit cards apps online


Here are some of the best credit cards applications that you can use online:



With BharatNXT, business owners can combine all of their credit cards into one convenient payment system, access 45-50 days of interest-free credit, and receive rewards and cash back on all of their commercial transactions. The platform also makes it possible for the entire backend technology pipeline to enable B2B payments and to provide SMEs with the finest business payments experience via the mobile application.



Up to 50 days of extra credit

Up to 1-3% instant rewards

Instant access to capital

No interest fees till you make the payment within the credit period



When it comes to paying credit card bills, Cred is the most downloaded online credit card app in India. When you use Cred to pay a bill, you’ll receive the same number of Cred coins in return. The Cred coins can then be traded in for discounts.


After purchasing at least Rs 1,000, you are eligible to get cash incentives in the form of mystery cashback. Initially, the app provided attractive rewards, but these have since been considerably decreased. As a result, don’t expect huge rewards.


Additionally, you can earn $750 for introducing friends through a one-of-a-kind referral program. Further, people need a credit score of 750 or higher to join Cred.


Cred also allows you to connect your Gmail account to automatically download credit card statements, but if you value your privacy, you should avoid using this feature.



You can use both UPI or Internet banking to settle your credit card bill

You get bonus rewards every time you pay your bills

You get payment alerts, e-statements, and credit reports

You can easily use a credit card to pay your rent



Paytm is the most widely used and one of the most reliable apps for paying credit card bills in India. You can use it to settle any and all bills through debit cards, net banking, and Paytm balance, not just Visa or Mastercard.


When you pay your bill of INR 5,000 or more, you will receive a scratch card with a potential value of 1 lakh reward points. Additionally, every transaction you make with your card will earn you a minimum of 1,000 points, which is equivalent to INR 1,000.


Although, cashbacks are not guaranteed, so please verify everything before making any transaction.



Check your credit score for free

Use both UPI and debit cards for payments

Get reminders to pay bills

Set auto-payment features


Amazon Pay

Amazon Pay is not only a convenient way to make purchases on Amazon, but also to settle credit card debts. This service was introduced in 2020 and allows you to pay bills for all major credit card companies such as American Express, Visa, Mastercard, RuPay, and others. Additionally, the app has a maximum and minimum payment option of Rs 100 and Rs 1,00,000 accordingly.



You can use numerous credit cards for payments

You can pay bills online with UPI and net banking

You get chances to receive cashback on specific purchases



PayPal is one of the most widely used mobile payment apps that accept credit cards. The app’s payment features include a centralised location for merchants to manage many credit card types, as well as QR code and tap-to-pay payment acceptance.


PayPal’s international payment options are also useful for seasonal businesses that target tourists. PayPal Zettle is a great option for small businesses to use for occasional in-person transactions.



Quick and simple payment links


Crypto payments management tools

Various checkout choices


Google Pay

Google Pay is one of the most convenient apps for making UPI payments. You may quickly pay your credit card bills simply by entering your 16-digit card number in the credit card bill payments space. Then, to finish the UPI transaction, you just need to select the bank, input the first 12 numbers of your credit card, validate it, and enter your PIN.



Multiple credit card facilities

Rewards and rewards for paying bills

Multi-tiered security features


Summing Up

Various credit card payment apps have made it much simpler to keep up with credit card bills. These applications not only make it easy to pay bills but also help you keep track of your spending and send you helpful reminders.


In addition, you can save time and money by using one of these credit card apps online to automate the payment process, remind you when payments are due, and help you keep track of your credit card expenses in general.


Additionally, you can use the BharatNXT app to pay your credit card bill and avail a whole lot of exciting rewards. The platform lets you make various transactions, including paying rent, salary, taxes, and other bills, with a credit card in a simple, and streamlined manner.

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